Now in beta

Split the bill.
Get paid back.

Snap a receipt, let ZAP read the totals, and send split requests over WhatsApp in seconds. ZAP makes group bills effortless.

No spam! just a heads-up when ZAP goes live.

Welcome back

A

Hi, Alex 👋

Tap to split a new bill

Today

Split

Java House

KES 4,800

3 people · KES 1,600 each

Carnivore

2 people · pending

KES 2,300

Mwende paid KES 1,600
A happy ZAP user holding up his phone after settling a dinner split

Split complete

Dinner with friends, sorted in seconds.

Snap the receipt, let ZAP read the totals, everyone picks their share. No chasing, no maths, no awkward follow-ups.

How it works

Three taps to settled

From crumpled receipt to money in your account without the awkward reminders.

Snap

Snap the receipt

Point your camera at any bill. ZAP’s AI reads the total, the merchant and every line item in seconds.

Split

Split it your way

Divide evenly or by item. Add your friends and choose exactly who owes what. No maths required.

Send

Send on WhatsApp

ZAP drafts a tidy payment request and sends it to each person’s WhatsApp. They pay you on M-Pesa.

Scan & request
Split the items
Get paid back
1

Step 1 · Scan

Scan & request

Open ZAP, tap Scan & Request, and snap the receipt. Our AI reads every line item, total and tax in seconds.

Scan & request
Split the items
Get paid back
2

Step 2 · Split

Split the items

Everyone taps what they had. Split evenly, by item, or by exact share — ZAP tallies each person's total as you go.

Scan & request
Split the items
Get paid back
3

Step 3 · Send

Get paid back

Each friend gets a clean ZAP request on WhatsApp with a tap-to-pay M-Pesa number. No chasing, no spreadsheets, just paid.

Split · Request · Remind

Scan & Split

Collaborative Session

Receipt

Receipt scanned

8 items · Safari Park Hotel

Bacon wrapped chicken

KSh 950

JPsplitting

Catch of the day

KSh 1,200

Psplitting

Safari Park Special

KSh 1,450

JAsplitting

Your share

KSh 1,240

Scan & Split

Snap a receipt, everyone picks their items, ZAP tallies each share.

Request

Request Payment

Note

Dinner at Safari Park

Amount

KSh 3,000

Split equallyCustom
J

Jacinto (you)

KSh 1,500

P

Paul

KSh 1,500

Send requests

Quick Request

Someone owes you? Send a clean amount request in seconds.

History

Recent Activity

EventsSettle Up

Dinner

2 Sep · Paul owes you

KSh 1,650

Pending

Remind Paul

Lunch

30 Aug

KSh 850

Uber ride

24 Aug

KSh 600

2 requests paid this week

History & Remind

Track every request and nudge pending friends with one tap.

Built on trust

You stay in control of your money

ZAP reads your receipts and helps you request what you’re owed directly, through WhatsApp. No accounts to manage, no funds sitting with us, just fair splits handled quickly.

No funds heldDirect between friendsYour data stays yours

Get in touch

Let’s talk

Questions, partnerships or press? Send us a message and we’ll get back to you. You can also reach us directly at marketing@zapme.global.

We typically reply within one business day.
For partnership enquiries, tell us about your business.
Press kit available on request.
We are keen to hear from PSP-licensed businesses.

It’s time to ZAP.

ZAP home screen